Terms and Conditions

Last Updated January 31, 2023

Please read the following Terms of Use (“Terms”) carefully. They govern Your use of the FinancialDocs FZCO (hereafter referred to as “We”, “Us”, “Our”, “Company”, “PayStubs.net” or “Website”) software application (the “Software” or “Application”). Whenever the term “Application” is used, it includes PayStubs.net Application and Our Website. By using the Application, You acknowledge that You have read and understood all of the Terms, and You agree to be bound by these Terms.  

These Terms are broken down into and include two sections:

I. Website Terms of Use

II. Terms of Software License Agreement

The section I. Website Terms of Use and section II. Terms of Software License Agreement are cumulatively referred to as the “Terms”.

PayStubs.net specializes in helping our clients generate check stubs either for their own use or for the use of their own employees who have the need for proof of employment or earnings.

Persons or businesses that decide to fully access all the features available through Our Application are required to provide their email address to become a “User” which allows them to participate in the use or Our Application. The term “User,” “You”, and “Your” means Website users, “Customers”, “Affiliates”, businesses (including their owners, operators, employees and independent contractors), whether they are a person, company, business, or organization. A “Customer” is a business User that uses Our Application. An “Affiliate” is a User that is promoting, marketing and/or advertising one of Our Customer’s businesses or Our Application to potential Customers.

You Agree to these Terms and Our Privacy Policy

As a User You specifically agree to these Terms, as well as the Privacy Policy, which supersede all previous written or oral agreements between You and Us with respect to such subject matter. You agree and accept these Terms, as well as the Privacy Policy, all of which form a binding agreement (“Agreement”) between You and Us. Each User acknowledges that this Agreement governs use of the “Content” and “Services” (as those terms are defined below) that We make available through Our Application or other third parties and takes the place of any emails, texts or conversations between You and Us.  

If You do not agree to these Terms, You agree that You will not use Our Application. The Company reserves the right to change the Terms under which the Application is offered and will post such changes via the Application at any time without prior notice. If You do not agree to the amended Terms, You agree to stop using the Application. You will be deemed to have accepted the amended Terms if You continue to use the Application after such amended terms are posted showing the “Last Updated” date. Any changes will be effective immediately upon posting the new date. Your continued use of the Application, Services, Information, and Content after the effective date of a revised version of this Agreement constitutes Your acceptance of the Terms.

Before using any of the “Information” or “Services” (as those terms are defined below) made available on or through Our Application, Users acknowledge and agree that they have read and agree to be bound by this Agreement in its entirety. Users agree to be bound by any changes to this Agreement and check back from time to time. Users agree the revisions or amendments will be effective upon updating on Our Application with those changes or amendments. Even if You agree to Our Terms, We may deny You access in Our sole and absolute discretion, for any reason or no reason.  

I. Website Terms of Use

Registration for the Application.

 The Company has spent a considerable amount of time, effort, and expense to build this Application and the platform for Customers to have an easy to use form generation tool. 

Customers and Affiliates agree to hold Us harmless and indemnify Us against any claims related to the use of Our Application, it being understood that We do not guarantee anything, We conduct no due diligence on Our Customers or the Affiliates, and Customers and Affiliates agree to accept all risks of using Our Application. All Users agree to hold Us harmless and indemnify Us against any claims related to the use of Our Application, and all Users agree to accept all risks of using Our Application. Our documents are legal as long as the information You provided is accurate. However, You should note that in order to use them as legal documents, they sometimes have to be certified or signed by the company depicted on the document. Based on Your preference, You can either receive the documents in a single PDF file that contains multiple pages, or You can choose to receive a zip file that either contains multiple PDF or JPEG files. All PDF files sent to You are printable using any printer (US Letter format) and are compatible with any version of Adobe Acrobat Reader.

You agree that PayStubs.net is not acting in a fiduciary capacity for You. In addition, neither use of Our Website or Our Application relieves You of Your obligations under federal or state laws or regulations to retain records relating to the data and financial information You submit to Us. We keep copies of the information and form that You generated for the main purpose of being able to help You edit the form via Our customer service in case You need some special edits or assistance. You agree that We are not providing You with any investment advice or tax advice and You agree to hold Us harmless from any claims regarding tax violations, penalties, or fees that you may incur or be assessed as a result of Your use of Our Website or services.  

You are responsible for maintaining the confidentiality of Your use of Our Website and for restricting access to Your mobile or other computer device, and You agree to accept responsibility for all activities that occur by Your use of Our Website and Application. Users agree to immediately notify Us of any unauthorized use that they feel may have occurred, or any other breach of security of which they may become aware. If You are under eighteen (18) years of age You are not authorized to agree not to use Our Application. 

Users agree that by using the Application, they expressly agree that You will receive communications from Us, including email messages. You acknowledge and agree that You consent to the receipt of such messages and that Your receipt of such messages does not violate the CAN-SPAM Act and/or any state and federal laws related to commercial communications. You may stop receiving such messages by following the opt-out instructions provided by Us in any such communication.

Disclosure and Disclaimer 

By using Our Application, You agree to the terms of this Disclosure and Disclaimer. The Information contained in this Application is for general information purposes only and may be sourced directly by Us or through third party sources believed to be reliable, but We can give no assurance of reliability, accuracy, timeliness or truthfulness. You agree to conduct your own due diligence and research and to accept all risks related to reliance on any Information that We provide or make available through Our Website. We make no representations, warranties, or guarantees of any kind, express or implied, about the completeness, accuracy, reliability, suitability of the Information made available through Our Website, and You agree to hold Us harmless from any claims or loss You may suffer as a result of Your use of Our Website. You agree that any reliance You place on the use of Our Website, or the forms generated through the use of Our Website is solely at Your own risk and You hereby agree to hold Us harmless and indemnify Us from any such loss or claims resulting from Your use Our Website, or the forms generated through the use of Our Website. 

We may have financial interests in, or relationships with, some of the entities, businesses, and/or publications discussed or otherwise referenced on Our Website. Certain links that may be provided on Our Website are provided for convenience and do not imply Our endorsement, or approval of any businesses or third-party websites or their content. We are not authorized, registered or licensed in any capacity with any state or regional authority or the regulatory bodies or agencies of any country, state, province, or territory.

Our Application is software as a service. We do not offer any legal advice or business advice. Users agree and represent that We shall at no point be held liable for the actions or omissions of any User. Users agree and represent that We shall at no point be held liable for the actions or omissions of any User that they either interact with, communicate with, or receive any type of services or products from as a result of connecting on through Our Application. We do not provide confidential communications between Users, so please note that any communications between Users is not protected or confidential. You agree to hold Us harmless and indemnify Us from any and all such claims made as a result of Your use of Our Application, the Content or entering into an agreement of any kind with a User or anyone else using Our Application. We do not vouch for any Users or Affiliates. We do not endorse any Users and do not sanction statements that Users make on Our Website, through social media, or other forms of communication. 

We do not select or endorse any individual or business User. We do not make any warranty, guarantee, or representation as to the authenticity, ability, competence, quality, finances, or qualifications of any User. We strongly advise and encourage Users to research and do a background check on any User or advertiser before accepting their advice or services, products, entering into any type of partnership, business, or other relationship, or offering them employment or equity.

No Reliance on User-Generated Content. The Content We may post or that is User-Generated Content posted on the Website or Application, such as blog posts, or on any other websites or social media platforms is provided for informational and research purposes only, with no assurance that the Content is true, correct, or accurate. Content on Our Website is not a substitute for professional, business, financial, legal, or any other type of advice nor is it a solicitation to offer professional, business, financial, legal or other type of advice. 

We Do Not Guarantee Results. From time to time, Users may submit reviews; these reviews do not constitute a guarantee, warranty, or prediction regarding the outcome of any future matter. You agree that We shall have no responsibility or liability of any kind for any User-Generated Content or advice You encounter on or through the Application, and any use or reliance on User-Generated Content or advice is solely at Your own risk. You understand and agree that any Information available on or through Our Application is for research and general informational purposes only and not to be relied upon.

Compliance with Laws. You represent, warrant, and agree that: (i) You have the authority to, and are of legal age in Your jurisdiction to, bind Yourself to this Agreement; (ii) Your use of Our Application will be solely for purposes that are permitted by this Agreement; (iii) Your use of Our Application will not infringe or misappropriate the intellectual property rights of any third party; and (iv) Your use of Our Application will comply with all applicable laws, rules, and regulations, and with all other policies, terms and conditions stated in this Agreement.

In no event will We be liable for any loss or damage to You or any third parties including without limitation, indirect or consequential loss or damage, even if We are made aware of it or notified of it by You, or any loss or damage whatsoever arising from loss of data, money, assets, or profits arising out of, or in connection with, the use of Our Application. Our Application and Services may not always be available or properly functioning and You agree to hold Us harmless from any loss of data, money, assets, or profits arising out of, or in connection with, the inability to use or access Our Application or Services. 

In no event will We be liable for any loss or damage to You or any third parties including, but not limited to, any loss caused in whole or in part by any inaccuracies or incompleteness, delays, interruptions, errors or omissions, including, but not limited to, those arising from Our negligence or the negligence of any of Our Users, service providers or sites we link to or contingencies beyond Our or any of Our service providers’ control in procuring, compiling, interpreting, computing, reporting, or delivering the Information or Services. 

The Information and Software We provide are provided to You on a strictly “as is,” “where is,” and “where available” basis. Neither We nor any of Our Users, service providers, or advertisers represent or warrant the accuracy, completeness, current status, non-infringement, merchantability, or fitness for a particular purpose of the Information contained on Our Application or the Software made available to You. We do not make any representations or warranties that access to Our Application or use of the Information or Services will be continuous, uninterrupted, or error-free.

Through Our Website You may be able to link to other sites which are not under Our control. We have no control over the nature, content, and availability of those third-party sites. The inclusion of any links to those third-party sites does not imply that We recommend or endorse the services they provide, or the views expressed by them.

Additionally, We may receive advertising, marketing, or promotional fees (which may be in the form of cash, or any other type of asset) from other businesses or companies or those wanting to promote their products or services, so We have a conflict of interest and/or interest in the Information We provide or the Software We make available on Our Website and that Information may be biased as a result. 

Advertiser Disclosure - Affiliate and Referral Programs

From time to time, We may enter into various affiliate and referral programs with others for which We receive compensation, or pay a fee to an affiliate or referral source, so We have a conflict of interest and/or interest in the Information We provide or the Software We make available through Our Website. ​

Your Use of Our Application.

You may use Our Application only for legal and appropriate uses. We reserve the right to make changes to Our Software and Our Website at any time and without notice. Your access to and use of Our Software and Our Website is completely at Our discretion, and Your access to and use of Our Software and Our Website may be blocked, suspended, or terminated without prior notice at any time for any reason or for no reason, including, without limitation, for any violation of the following rules: 

• You must comply with all state, federal, and/or international laws, rules, policies and/or licenses governing communications while using the Application, and with all applicable copyright, trademark, or other intellectual property rights laws.

• You may not upload, post, email, transmit or otherwise make available any Content or Information which infringes any trademark, patent, copyright or trade secret or other proprietary right of any person or entity, unless You are the owner of the rights or have the permission of the owner to post such content.

• You may not intimidate, harass, stalk, defame or intentionally offend other Users of the Application or any other person or entity.

• You may not post any Information via the Application that includes hate speech, threatening messages, defamation, pornography, nudity or graphic or gratuitous violence.

• You may not use the Application to do anything that is unlawful, misleading, discriminatory, malicious or otherwise objectionable.

• You may not use the Application if You are a convicted sex offender.

• You may not interfere or attempt to interfere with the Application or another person’s use of the Application by use of any program, script, command, device, software, routine, or otherwise.

• You may not create or use accounts by automated means, under false or fraudulent pretenses, or in a way that is misleading or misrepresents Your identity or affiliation with another person or entity.

• You may not use a fake or false profile, resume, description, or picture of yourself or others.

• You may not use any software, automated program, robot, spider, scraper, or other computerized means to access the Application for any purpose without our advance written permission.

• You may not decompile, reconfigure, re-engineer, interfere or attempt to compromise Our Website, Application, or system integrity or security in any way.

 User Emails

If You provide your email address to use Our Website and Our Application, You represent and warrant to Us that: (i) You are of legal age to form a binding contract, and, if You are acting on behalf of an organization, You have the right to enter this Agreement on behalf of such organization; (ii) You will provide Us with accurate, current and complete information that We will retain for Our internal records; and (iii) Your use of Our Website is not prohibited by law.  

Your Permission and Consent:

By using Our Application, You agree and consent that We may obtain various forms of information from the device You use while using Our Website, which information includes:

• Device operations: information about the activities performed on Your device, such as windows open while using Our Application, or mouse movements.

• Device attributes: information such as the operating system Your device uses, hardware and software versions, battery level, signal strength, available storage space, browser type, application and file names and types, and device plugins.

• Identifiers: unique identifiers, device IDs, and other identifiers, that may be available from games, apps or accounts You use, and family device IDs (or other identifiers unique to Our products and services associated with the same device or account).

• Device signals: Bluetooth signals, and information about nearby Wi-Fi access points, beacons, and cell towers.

• Data from device settings: information You allow Us to receive through Your device settings that You turn on, such as access to Your global positioning system (“GPS”) location, camera or photos. 

• Network and connections: information such as the name of your mobile operator or ISP, language, time zone, mobile phone number, IP address, connection speed and, in some cases, information about other devices that are nearby or that operate on Your network.

• Cookie data: data from cookies stored on Your device, including cookie IDs and settings.

• Permission to update Software You use or download: If You download or use Our Application or any of the Software, programming, or other features that make Our Application work, You give Us permission to download and install updates on Your device to the Software where available.

Definitions. The following words are used throughout these Terms and have specific meanings. You should know what each of the terms means.

    a. The term “Agreement” means collectively, the section I. Website Terms of Use, section II. Terms of Software License Agreement, and Our Privacy Policy.

  b. Whenever the term “Application” is used, it includes PayStubs.net Application, Our Software, and Our Website.

  c. “Content” refers to content featured or displayed on or through Our Website, as well as on other websites or social media platforms, including but not limited to text, documents, data, articles, opinions, images, photographs, graphics, software, applications, video recordings, audio recordings, sounds, designs, features, and other materials that are made available on Our Website either by Us, third parties, or by You. Content includes, without limitation, Your Content, and Third-Party Content which may be submitted by any User or others that are not Users.  

  d. “Information” refers to any Content, as well as Our Software, data, pricing, ratings, products, services, charts, analysis, comparisons, figures, advertising tips, marketing information, business advice, advice, or graphics made available through Our Application. 

  e. The term “Software” refers to Our software that runs and is a part of Our Application.  

  f. The “Website” refers to Our Website, all subpages and subdomains, and all Information, services, and products available on or through Our Website.

  g. The term “User,” “You”, and “Your” means Website Users, Customers, Affiliates, advertisers, businesses, or third party service providers and includes persons, companies, businesses, or organizations.  

  h. Our Website, Software, and Application are owned by FinancialDocs FZCO and are also referred to as “We”, “Us”, “Our”, “Company”, “PayStubs.net”, “Application” or “Website”. When any of these words are used in these Terms those words shall also include Our affiliates, corporate owner, directors, subsidiaries, officers, members, managers, successors, assigns, designees, suppliers, service providers, independent contractors, consultants, and employees. 

License and User Content.

Company grants You a limited, non-exclusive, non-transferable license to access and use Our Website and Our Application in legally authorized jurisdictions for personal, business, and commercial purposes. This license is contingent upon Your compliance with these Terms. Any unauthorized use of the Application shall automatically terminate the license granted to You by the Company for such use. You shall be solely responsible for Your actions and the contents of Your transmissions or Information you post via the Application. Although Company does not claim ownership of any of the photographs, videos, information, materials and other Content that You might be able to post via the Application (collectively, “Your Content”), by posting Your Content via the Application, You automatically grant Company an irrevocable, perpetual, non-exclusive, fully paid, and royalty-free, worldwide license to use, reproduce, copy, perform, adapt, edit, revise, display, reproduce, and distribute Your Content in any manner, for any purpose, without restriction, and in any medium including in connection with the Application. You agree that Our rights to Your Content, which rights are set forth in this Section and elsewhere in these Terms, apply even after You have finished using Our Application.

Responsibility for Your Content

You are solely responsible for the Content of, and any harm resulting from, any of Your Content that You post, upload, link to or otherwise make available via Our Application or otherwise, regardless of the form of that Content. Any liability, loss or damage that occurs as a result of the use of any of Your Content that You make available through Our Application is solely Your responsibility. We are not responsible for any public display or misuse of Your Content and We do not verify, research, or verify the truthfulness or accuracy of any Third Party Content or Information made available on or through the use of Our Application, which You agree You will separately verify or confirm from outside sources deemed reliable or Your own professional, legal, business, or financial advisors without relying on any Content, advertising or marketing that appears on or is accessible through Our Application.

We May Modify or Remove Content. 

We have the right (though not the obligation) to, in Our sole discretion, determine whether or not any of Your Content is appropriate and complies with these Terms, or refuse or remove any of Your Content that, in Our reasonable opinion, violates any of Our policies or is in any way harmful, inappropriate, or objectionable. We further reserve the right to make formatting and edits and change the manner of any of Your Content.

Ownership. 

 You acknowledge and agree that the Application, all patent rights, trade secret rights, design rights, copyrights, trademark rights, and other property rights in the Application shall at all times remain Our sole property. You will not acquire any right, title or interest in or to the Application by reason of these Terms, except for the non-exclusive license to use the Application in accordance with these Terms.

Third Party Content. 

There will be Content from third parties accessible through Our Application or linked from Our Application. Because We may not always be able to control that Content, We are not responsible for that Content or for the websites or other applications that Content may link to.

    a. Access To Third Party Content. By using Our Application, You will be able to access Content belonging to or originating from third parties (“Third-Party Content”). Your use of Our Application is consent for Us to present this Third-Party Content to You. You acknowledge all responsibility for, and assume all risk for, Your use of Third-Party Content. 

  b. No Responsibility for Third-Party Content. As part of Our Application, We may provide You with convenient links to third-party website(s) as well as other forms of Third-Party Content. We are not responsible for any public display or misuse of Third-Party Content, and We do not verify, research, or verify the truthfulness or accuracy of any Third-Party Content, which You agree You will separately verify or confirm from outside sources deemed reliable or Your own professional legal, business, or financial advisors without relying on any Third-Party Content, advertising or marketing that appears on or is made available through Our Application. We have limited control over third-party websites or Content or the promotions, materials, information, goods, or services available on them. By linking to such Content, We do not represent or imply that We adopt or endorse, nor are We responsible for, the accuracy or reliability of any opinion, advice, statement, or service or product that is part of a performed job, whether or not completed. We are not responsible for any Third-Party Content accessed through Our Application. If You decide to leave the Application and access Third-Party Content, You do so at Your own risk and You should be aware that Our terms and policies do not govern Your use of those third-party websites or applications. You should review the applicable terms and policies, including privacy and data gathering practices, of any such Third-Party Content, website or application.

  c. No Authorization to Use Third Party Content. This Agreement does not authorize You to distribute, publicly display, publicly perform, make available, alter, or otherwise use any Third-Party Content except as permitted by those third-party websites or applications You are visiting.

User Responsibilities. You, and You alone, are responsible for anything that happens while You are signed in to or using Our Website. Your security is Your responsibility.

    a. You are fully responsible for all activities that occur through Your use of Our Website and Application. You agree to notify Us immediately of any unauthorized use that may be made through your email address, or any other breaches of security. We will not be responsible for any liabilities, losses, or damages arising out of the unauthorized use of Your computer, mobile device, or other computing device and/or account.

  b. We do not select or endorse any individual or business User nor any Information they make available to You or may post anywhere on Our Application. We do not make any warranty, guarantee, or representation as to the authenticity, ability, competence, quality, finances, or qualifications of any User. We strongly advise and encourage Users to, and each User represents and agrees that they will research, conduct their own due diligence, and do a background check on any User before accepting their advice, services, or products, entering into any type of partnership, business, or other relationship, or offering them employment, consulting fees, performance based fees, or equity.

  c. No Reliance on the Information. Information posted on or made available through Our Application, such as blog posts or forums, is provided for informational and research purposes only, with no assurance that the Information is true, correct, or accurate. The Information is not a substitute for professional, business, or legal advice. You should not delay or forego seeking independent advice regarding Your particular situation. Delay in seeking such advice could result in waiver of any claims You may have, depending on the applicable statute(s) of limitation. The Information, regardless of its source, is not regulated or overseen by any governmental or regulatory authority or agency.

  d. We Do Not Guarantee Results. From time to time, Users may submit reviews of other Users or the services or products of various businesses; these reviews do not constitute a guarantee, warranty, or prediction regarding the quality, effectiveness or outcome of any future matter. You agree that We shall have no responsibility or liability of any kind for any of the Information presented on or made available through Our Application or Our Website, and any use or reliance on such Information is solely at Your own risk. 

  e. Compliance with Laws. You represent, warrant, and agree that: (i) You have the authority to, and are of legal age in Your jurisdiction to, bind Yourself to this Agreement; (ii) Your use of Our Application will be solely for purposes that are permitted by this Agreement; (iii) Your use of the Application will not infringe or misappropriate the intellectual property rights of any third party; and (iv) Your use of the Application will comply with all local, state and federal laws, rules, and regulations, and with all other policies we establish from time to time.

Copyright Infringement and DMCA Policy. 

If You believe that any Content located on Our Application or linked to a third-party website by Us violates Your copyright, please notify Us in accordance with Our Digital Millennium Copyright Act Policy.

  a. Termination of Repeat Infringer Accounts. We respect the intellectual property rights and requests of others. Pursuant to 17 U.S.C. 512(i) of the United States Copyright Act, We will terminate a User’s access to and use of Our Application if the User is considered by Us a repeat infringer of the copyrights or other intellectual property rights of the Company or others. We may terminate access of Users who We believe repeatedly provide or post protected Third-Party Content without appropriate rights and permissions.

  b. DMCA Take-Down Notices. If You are a copyright owner or an agent of a copyright owner and believe, in good faith, that any materials provided on or through Our Application infringes upon Your copyrights, You may submit a notification pursuant to the Digital Millennium Copyright Act (see 17 U.S.C 512) (“DMCA”) by sending a properly formatted take-down notice in writing to The Company’s designated copyright agent: Business: FinancialDocs FZCO, Attention: Copyright Agent. Attention [email protected]

  c. Response To DMCA Take-Down Notices. If We take action in response to an infringement notice, We will make a good faith attempt to contact the party that made such Content available by means of the most recent email address, if any, provided by that party to the Company. Any DMCA infringement notice may be forwarded to the party that made the Content available or to third parties such as https://lumendatabase.org/.

  d. Counter-Notices. If You believe that Your Content that has been removed from Our Application is not infringing, or that You have the authorization from the copyright owner, the copyright owner's agent, or pursuant to the law, to post and use the Content You submitted, You may send a properly formatted counter-notice to the Company’s copyright agent using the contact information set forth above.

  e. Response to DMCA Counter-Notices. If a counter-notice is received by the Company’s copyright agent, the Company may send a copy of the counter-notice to the original complaining party informing such person that it may reinstate the removed Content in ten (10) business days. Unless the copyright owner files an action seeking a court order against the Content provider, member or user, the removed Content will be reinstated on the Application in ten (10) to fourteen (14) business days after receipt of the counter-notice.

Intellectual Property Notice. 

We retain all ownership of Our intellectual property, including Our copyrights, patents, and trademarks.

  a. No Transfer. You agree that We retain ownership of all intellectual property rights of any kind related to Our Application or Our Website, including applicable copyrights, patents, trademarks, and other proprietary rights. Other trademarks, service marks, graphics and logos used in connection with the Application may be the trademarks of other third parties. This Agreement does not transfer from Us to You any of the Company’s or third party’s intellectual property, and all right, title, and interest in and to such property will remain (as between the parties) solely with Us. We reserve all rights that are not expressly granted to You under these terms.

  b. Specifically, PayStubs.net, and all other trademarks that appear, are displayed, or are used on the Application or as part of the Services are registered or common law trademarks or service marks of the Company or are those belonging to others who have given Us approval to use them. These trademarks may not be copied, downloaded, reproduced, used, modified, or distributed in any way without Our prior written permission. 

  c. Any comments or materials sent to Us or posted on Our Application, including feedback data, such as questions, comments, suggestions, or the like (collectively “Feedback”), shall be deemed to be the intellectual property of the Company. The Company’s use of the Feedback will be in compliance with Our Privacy Policy, and applicable laws. The Company shall have no additional obligations with respect to such Feedback and shall be free to reproduce, modify, use, disclose, exhibit, display, transform, create derivative works, and distribute the Feedback to others without limitation. Further, We shall be free to use any descriptions, testimonials, recommendations, criticism, ideas, concepts, know-how or techniques contained in such Feedback for any purpose whatsoever, including but not limited to improving Our Application, and developing, creating, and marketing products and services incorporating such Feedback.

User Dispute Resolution Procedures. 

  a. Users agree that they shall hold harmless and shall indemnify the Company from and against any such claims, demands, lawsuits or losses and that in either event the maximum liability of the Company shall be the lesser of (i) $500 or (ii) the amount the User has paid Us in the prior three (3) months before the claim was made. The laws of the UAE shall govern the validity, performance, enforcement, interpretation and any other aspect of these Terms and any claims to be made by a User against the Company, without regard to principles of conflicts of laws thereunder. All Users and the Company agree they will attempt to resolve any claim, or dispute or controversy (whether in contract, tort or otherwise) arising out of or relating to this Agreement or the Services hereunder (a “Dispute”) through negotiation with persons fully authorized to resolve the Dispute or through mediation utilizing a mutually agreeable mediator, rather than through litigation. The existence or results of any negotiation or mediation will be treated as nonbinding. In the event the parties are unable to resolve the Dispute within thirty (30) days of notice of the Dispute to the other party, the parties agree to submit the Dispute to arbitration in accordance with the rules established by the Dubai International Arbitration Centre (“DIAC”), and the judgment upon the award rendered by the arbitrator may be entered in any court having jurisdiction thereof. The arbitration shall be held in the UAE unless the parties mutually agree to hold the arbitration hearing remotely by Zoom or another similar video conferencing platform as may be required by the DIAC. The arbitrator shall not award either party exemplary or punitive damages, and the parties shall be deemed to have waived any right to such damages. The prevailing party shall be entitled to request its reasonable attorney’s fees and costs incurred in connection with such arbitration. If You are a California resident, You waive California Civil Code §1542, which says: “A general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which if known by him must have materially affected his settlement with the debtor.”

  b. You agree that any cause of action related to or arising out of Your relationship with the Company must commence, by filing a lawsuit pursuant to these Terms, not later than three hundred and sixty-five (365) calendar days after the claim or cause of action accrues. Otherwise, such claim or cause of action and Your rights to bring such action shall be permanently barred.

  c. Jury Trial Waiver. Users and the Company acknowledge and agree to waive the right to a trial by jury as to all matters, disagreements, disputes, or controversies of any kind or nature that may exist between them.

  d. No Class Actions or Representative Proceedings. Users and the Company acknowledge and agree to waive the right to participate as a plaintiff or class member in any purported class action lawsuit, class-wide arbitration, private attorney-general action, or any other representative proceeding as to all disagreements, disputes, or controversies of any kind or nature. Further, unless Users and the Company both otherwise agree in writing, the court may not consolidate more than one party’s claims and may not otherwise preside over any form of any class or representative proceeding.   

Indemnification.

 You agree to indemnify, defend and hold Us harmless from and against all losses, liabilities, expenses, damages, claims, demands and costs, including reasonable attorneys’ fees and court costs, relating to or arising from: (a) any violation of this Agreement by You; (b) Your Content and/or any other materials that are posted or activities that occur under account; (c) Your interactions or communications with any other User of the Application; (d) claims related to the services provided by other Users or third parties; (e) reliance on the reviews, Information, statements, or communication from other Users, advertisers, or third parties using Our Application; (f) fire, thefts, acts of nature, and (g) and all claims made by You against other Users, advertisers, or businesses using our Application or Website for breach of contract, negligence, fraud, misrepresentation, or non-payment. We will have sole control of the defense of any such damage or claim made against Us.

Disclaimer of Warranties TO THE EXTENT PERMITTED BY APPLICABLE LAW, THE APPLICATION IS PROVIDED “AS IS,” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED. COMPANY DOES NOT GUARANTEE, REPRESENT, OR WARRANT THAT YOUR USE OF THE APPLICATION WILL BE UNINTERRUPTED, ERROR FREE, OR VIRUS FREE, OR THAT THE APPLICATION WILL MEET YOUR REQUIREMENTS. INFORMATION OBTAINED THROUGH THE APPLICATION HAS NOT BEEN VERIFIED, AND COMPANY DOES NOT GUARANTEE, REPRESENT, OR WARRANT THAT SUCH INFORMATION IS ACCURATE, COMPLETE, RELIABLE, OR OTHERWISE VALID.

COMPANY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO ANY WARRANTY OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR ANY WARRANTY ARISING FROM A COURSE OF DEALING, TRADE USAGE, OR TRADE PRACTICE.

Limitation of Liability. YOU ACKNOWLEDGE THAT YOU ARE 18 YEARS OF AGE, OR OLDER. YOU ACKNOWLEDGE AND AGREE THAT USE OF THE APPLICATION IS AT YOUR SOLE RISK. YOU ACKNOWLEDGE THAT INFORMATION TRANSMITTED THROUGH THE INTERNET IS NEVER COMPLETELY SECURE. NEITHER COMPANY, NOR ANY OF COMPANY’S EMPLOYEES, AFFILIATES, AGENTS, REPRESENTATIVES, OR LICENSORS (COLLECTIVELY, “COMPANY ASSOCIATES”) SHALL BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY COMPENSATORY, DIRECT, INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, PUNITIVE, OR CONSEQUENTIAL DAMAGES, OR ATTORNEYS’ FEES, OR FOR LOST DATA OR LOST PROFIT, ARISING OUT OF YOUR USE OF THE APPLICATION OR INABILITY TO GAIN ACCESS TO OR USE THE APPLICATION OR OUT OF ANY BREACH OF ANY WARRANTY, EVEN IF COMPANY OR A COMPANY ASSOCIATE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR SUCH DAMAGES WERE FORESEEABLE.

IN NO EVENT WILL WE BE LIABLE FOR ANY DAMAGES WHATSOEVER ARISING OUT OF OR RELATING TO YOUR COMMUNICATIONS, INTERACTIONS OR MEETINGS WITH OTHER USERS OF THE APPLICATION, INCLUDING WITHOUT LIMITATION, DAMAGES RESULTING FROM BODILY INJURY AND/OR EMOTIONAL DISTRESS.

YOUR SOLE RIGHT AND REMEDY WITH RESPECT TO ANY DISPUTE WITH COMPANY IS TO STOP USING THE APPLICATION. BECAUSE SOME STATES OR JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL, INCIDENTAL OR SPECIAL DAMAGES, IN SUCH STATES AND JURISDICTIONS YOU AGREE THAT LIABILITY SHALL ONLY BE LIMITED TO THE MINIMAL AMOUNT TO COMPLY WITH SUCH APPLICABLE LAW.

COMPANY MAKES NO WARRANTY OR REPRESENTATION THAT MATERIAL AVAILABLE THROUGH THE APPLICATION IS LEGAL, APPROPRIATE, OR AVAILABLE FOR USE OUTSIDE THE UNITED STATES. IF YOU ACCESS THE APPLICATION FROM A LOCATION OUTSIDE THE UNITED STATES, YOU ARE RESPONSIBLE FOR COMPLIANCE WITH ALL APPLICABLE LAWS, AND COMPANY ACCEPTS NO RESPONSIBILITY FOR SUCH ACCESS.

YOU ACKNOWLEDGE AND AGREE THAT ANY AND ALL DISCLAIMERS IN THESE TERMS AND THE PROVISIONS OF THESE TERMS REFLECT A FAIR AND REASONABLE ALLOCATION OF RISK BETWEEN COMPANY AND YOU.

PayStubs.net respects and is committed to Your privacy. Please review Our Privacy Policy, which also governs Your use of the Application, to understand Company’s practices.  

Miscellaneous.

You acknowledge and agree that the provisions, disclosures, and disclaimers set forth in these Terms are fair and reasonable and Your agreement to follow and be bound by them is not the result of fraud, duress or undue influence exercised upon You by any person or entity. The failure of the Company to exercise or enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. If any provision of these Terms is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision, and the other provisions of the Terms shall remain in full force and effect. 

Company shall have the right to assign these Terms and to sublicense any and all of its rights under these Terms. These Terms, including any documents referenced herein and any additional operating rules posted via the Application, represent the entire understanding between You and Company regarding Your relationship with Company and Your use of the Application. These Terms, together with the Privacy Policy and Software License Agreement, supersede all previous written or oral agreements between You and Company with respect to such subject matter. Notwithstanding any provision of these Terms, Company has available all remedies at law or equity to enforce these Terms.

Non-Assignability. The Company may assign or delegate these Terms, in whole or in part, to any person or entity at any time with or without Your consent. You may not assign or delegate any rights or obligations under the Terms or the Privacy Policy without the Company’s prior written consent, and any unauthorized assignment and delegation by You is void.

Section Headings and Summaries Non-Binding. Throughout these Terms, certain sections may include titles and brief summaries of the following terms and conditions. These section titles and brief summaries are not legally binding.

Authorization to Contract. You represent and warrant that if You are an individual, You are of legal age to form a binding contract; or that if You are using Our Websiteon behalf of an entity, that You are authorized to enter into, and bind the entity to this Agreement.

II. Terms of Software License Agreement

1. Representations and Warranties of Licensee. 

As used herein, the term “Licensor” means PayStubs.net. As used herein, the term “Licensee” of Our Application means You the User. Licensees further agree, represent, and warrant as follows:

(a) Licensees shall only use Our Application without modifying, changing, or integrating our Software with another third-party software; and

(b) Agree to timely make payment for the use of Our Application.

2. Software, License and Ownership.

  a. License Grant . Subject to the terms of this Agreement, Licensor hereby grants Licensee a, limited, revocable, non-exclusive, non-sublicensable, non-transferable, non-assignable, license to use the Software during the term set forth in this Agreement and subject to any additional terms set forth therein.

  b. Restrictions . Licensee shall not (and shall not allow any end user or third party to) (i) decompile, disassemble, dissect, replicate, make any changes to the software code, or otherwise reverse engineer the Software or attempt to discover any source code or underlying ideas or algorithms of the Software, (ii) remove any product identification, copyright or other notices embedded within the Software, (iii) modify or create a derivative work of the Software (iv) remove or export any Software in violation of applicable laws or regulations, (v) relicense, sublicense, distribute, broadcast, reproduce, reformat, sell, promote, provide, lease or lend the Software to any third party, unless You have signed a separate reseller agreement with Us, (vi) copy the Software or any portion thereof except as provided herein, or (vii) disclose any performance information or analysis from any source relating to the Software.

  c. Ownership . As between the parties, PayStubs.net shall retain all rights, title and interest in and to the Software including all modifications, derivative works or improvements, and all related intellectual property rights. 

    d. Embedded Software . Licensee acknowledges that third party software may be embedded or otherwise delivered with the Software. Licensee may only use such third party software as integrated with and part of the Software. The licensors of the third party software are intended beneficiaries of this Agreement, as it pertains to Licensee’s rights to use such software.

  e. Intellectual Property Rights. PayStubs.net represents and warrants to Licensee that it has the unencumbered right to grant the license granted herein and that there is no claim relating to the Software based on actual or alleged violation of the intellectual property rights of any other person pending or threatened against PayStubs.net. 

3. Fees and Payment; Refund Policy Customer agrees to pay PayStubs.net a “License Fee” based on the program it chooses and the fees PayStubs.net establishes. Customer agrees that PayStubs.net may change the fee and programs it offers at any time and Customer agrees to such changes. If Customer does not agree to such changes its only recourse is to not use Our Website or Our Application. 

4. Maintenance and Support. In consideration for Customer’s payment, PayStubs.net will provide support and maintenance services for the Software and Application as and when needed in PayStubs.net’ sole discretion.

5. Confidentiality. Confidential Information . PayStubs.net and Customer agree that (i) the Software, pricing, discounts and other terms offered to Licensee, including, without limitation, the material terms of this Agreement, any functional limitations of, or errors in, the Software, are the confidential property of PayStubs.net, and (ii) any other confidential business, technical, financial or other information disclosed by PayStubs.net to Licensee pursuant to this Agreement is the confidential information of PayStubs.net (collectively, “Confidential Information”). Except as expressly allowed in this Section or elsewhere herein, Licensee shall hold in confidence and shall not use or disclose to any third party any Confidential Information of PayStubs.net. The restrictions of this Section shall apply for the greater of (i) forever unless a shorter period time is dictated by any applicable law, statute or regulation in which case such shorter period of time shall apply, or (iii) for any Confidential Information that constitutes a trade secret, as long as such Confidential Information remains a trade secret under applicable law.

6. Warranty; Disclaimer. THIS SOFTWARE IS PROVIDED "AS-IS," AND WITHOUT WARRANTY OF ANY KIND. ANY USE OF THE SOFTWARE IS AT YOUR OWN RISK. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, PayStubs.net DISCLAIMS ALL WARRANTIES AND CONDITIONS, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT WITH RESPECT TO THE SOFTWARE. MMC DOES NOT WARRANT THAT THE SOFTWARE IS ERROR FREE. PayStubs.net DISCLAIMS ALL WARRANTIES RELATING TO THE SOFTWARE, SUPPORT SERVICES OR OTHERWISE REGARDING THIS AGREEMENT, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. IN NO EVENT SHALL PayStubs.net BE LIABLE TO LICENSEE or CUSTOMER OR ANY THIRD PARTY FOR ANY SPECIAL, INCIDENTAL, INDIRECT, OR CONSEQUENTIAL DAMAGES INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF BUSINESS PROFITS, BUSINESS INTERRUPTION, LOSS OF BUSINESS INFORMATION, (OR ANY OTHER PECUNIARY LOSS) ARISING OUT OF THE USE OF THE SOFTWARE. 

7. Limitation of Liabilities. EXCEPT FOR A BREACH OF SECTIONS 1 OR 4, IN NO EVENT SHALL EITHER PARTY BE LIABLE WITH RESPECT TO ANY SUBJECT MATTER OF THIS AGREEMENT, UNDER ANY LEGAL OR EQUITABLE THEORY, FOR ANY CONSEQUENTIAL, EXEMPLARY, PUNITIVE, INCIDENTAL, INDIRECT, OR SPECIAL DAMAGES, OR FOR ANY LOSS OF PROFITS OR LOSS OF GOODWILL OR LOST DATA, WHETHER OR NOT THE PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR COSTS. NOTWITHSTANDING ANYTHING TO THE CONTRARY UNDER THIS AGREEMENT, PayStubs.net’ AGGREGATE LIABILITY TO LICENSEE AND CUSTOMER UNDER THIS AGREEMENT FOR ANY LOSS OR DAMAGE SHALL NOT EXCEED THE FEES PAID BY LICENSEE TO PayStubs.net DURING THE THREE (3) MONTH PERIOD PRIOR TO THE DATE LICENSEE NOTIFIED PayStubs.net OF THE CLAIM.  

You agree that by submitting financial information to use Our Website and Our Application: (i) You have approved the use of such financial information, (ii) You represent and warrant to Us that no financial information submitted to Us will result in entries that would violate the sanctions program of the Office of Foreign Assets Control of the U.S. Treasury or any other applicable laws or regulations, and (iii) You have waived and released any claim against PayStubs.net arising out of any errors in the financial information which You have submitted, regardless of whether the error was a typographical error or the submittal of incorrect information received from Your employer or any other source. You agree that PayStubs.net shall not have any responsibility for verifying the accuracy of any data or financial information You provide or directly input on Our Website or in Our Application.

The foregoing limitations, exclusions and disclaimers set forth in sections 6 and 7 shall apply, regardless of whether the claim for such damages is based in contract, warranty, strict liability, negligence, and tort or otherwise. Insofar as applicable law prohibits any limitation herein, the parties agree that such limitation will be automatically modified, but only to the extent so as to make the limitation permitted to the fullest extent possible under such law. The parties agree that the limitations on liabilities set forth herein are agreed allocations of risk constituting in part the consideration PayStubs.net receives from Licensee as consideration for the license to use the Software, and such limitations will apply notwithstanding the failure of essential purpose of any limited remedy and even if a party has been advised of the possibility of such liabilities. 

8. Term and Termination.

Term . This Agreement shall commence on the date User pays for the use of the Application and terminate after such use unless the User uses Our Website or Application at a later time. 

9. Indemnification.

      a. Licensee shall defend or settle at its expense any suit or claim brought against PayStubs.net, and each of its directors, officers, agents, employees and sublicensees to the fullest extent permitted by law, arising out of or in connection with or related to the (i) use of the Software in combination with any other hardware or software supplied by any third person or entity other than PayStubs.net; (ii) any alteration or modification of the Software not provided or authorized by PayStubs.net; or (iii) use of the Software in a way not intended by PayStubs.net, if such infringement would not have occurred but for such combination, alteration, modification or unintended or unauthorized use of the Software.

      b. PayStubs.net shall (i) promptly notify Licensee in writing of any such actual or threatened loss, suit, claim, liability, expense or proceeding, (ii) allow the Licensee, at its own expense, to direct the defense of such suit, claim or proceeding, (iii) give the Licensee all information and assistance reasonably necessary to defend such suit, claim or proceeding, and (iv) not enter into any settlement of any such suit, claim or proceeding without Licensee’s written consent, which shall not be unreasonably withheld or delayed.

10. Independent Contractor Relationship; No Publicity; Assignment; Subcontracting.

The parties are independent contractors. Neither party will have any rights, power or authority to act or create an obligation, express or implied, on behalf of another party except as specified in this Agreement. Neither party will use the other party’s name (except internal use only), trademark, logos, or trade name without the prior written consent of the other party. 

11. Notices. Any notice required or permitted to be given by either party under this Agreement shall be done via email to the other party. The email contact for PayStubs.net shall be [email protected].